Public housing is one of the most affordable accommodations available to the impoverished, senior citizens and the disabled. According to the Department ofHousing and Urban Development, “There are approximately 1.2 million households living in affordable housing units, managed by some 3,300 [housing agencies].” In an affordable housing development, the property is owned and managed by local or state government authorities, which also set regulations that govern the complex’s tenants. Even though affordable housing has many good points, it also comes with several cons.
Pro – Affordable Housing
Public housing provides low-income families, senior citizens and persons with disabilities with low-cost housing that meets safety and building codes. A disadvantaged person who could otherwise end up homeless or in an unsafe dwelling, like a condemned building, is able to find a place to live with a reasonable rate.
Con – Paperwork
There’s way more paperwork involved when you’re bringing on an affordable housing tenant than a regular tenant. I wouldn’t let the paperwork be my reason for not accepting affordable housing tenants, though.
Pro – Demand
The demand for affordable housing in the country is huge. Moreover, the interest shown by a number of large corporate groups in this segment is likely to facilitate timely delivery of projects, which remains a nagging issue in the realty sector.Consequently, buyers in this segment may not have to wait indefinitely, like their counterparts in other segments.
Pro – Check Comes Every Month
This is the obvious one. It’s the main reason why people look for affordable housing tenants. It’s a good feeling not having to haggle with the tenant for the rent money.Affordable housing deposits that check into your bank account month after month.
Con – Lack of Funding
Insufficient federal funding has led to problems in public housing communities.Rental units are commonly outdated or in need of repair, according to the NationalHousing Institute (NHI) article “Public Housing: What Went Wrong?” A low cashflow contributes to under-staffing by the housing authority management and a breakdown of communication between the authority and the residents.
FlatsPro – Access to Landlord
The public housing authority responsible for the community generally has a visible presence and serves the same functions a private landlord would. A resident with a concern or emergency repair situation can contact the authority’s designated office,which is sometimes located within the housing itself, and receive a quick response.HUD can address a problem with the authority. A private renter can run into problems when trying to contact a private landlord and can end up waiting weeks or months to resolve the issue in court.
Con – Crime Rates
Some public housing communities have a high rate of violent or drug-related crime,according to the NHI. The isolation of the public housing neighborhoods from the surrounding communities can create a hostile environment. Separation of the public housing members from other neighborhoods can result in the concentration of negative influences on the residents.

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